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Financially how do you handle an Alzheimer’s parent? We can’t afford to hire someone and we can’t afford to quit our jobs.

A myALZteam Member asked a question 💭
Morgantown, WV

My mother was diagnosed back in 2024. Her meds have been working great. Recently she started sleeping less and less, cat napping here and there. But now she is wondering away from home. We can’t afford to quit our jobs but we need someone home with her. Is there programs we can go to to help pay a family member to stay home? How do we go about it?

June 25
 · 
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A myALZteam Member

My husband has found places that will help with that. Medicaid that can have your husband or wife be your caregiver and get paid.

June 25
myALZteam

This is such a tough situation, and so many families are in the exact same boat. The good news is there are programs that may help cover care costs so a family member doesn't have to choose between work and caregiving.

Here are some options worth exploring:

- Medicaid – Many states have Medicaid waiver programs that can Show Full Answer

This is such a tough situation, and so many families are in the exact same boat. The good news is there are programs that may help cover care costs so a family member doesn't have to choose between work and caregiving.

Here are some options worth exploring:

- Medicaid – Many states have Medicaid waiver programs that can pay a family member to act as a caregiver. Eligibility is based on financial situation, so it's worth checking your state's specific program.
- Medicare – In the U.S., this can cover some Alzheimer's-related expenses for those who qualify.
- Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) – These may provide financial support depending on your mother's situation.
- Veteran Benefits – If your mother is a veteran or a veteran's spouse, there may be additional support available.
- The Alzheimer's Association – They can connect you with low-cost or free community resources. Their 24-hour helpline is (Phone number can only be seen by the question and answer creators). Regarding the wandering, this is a safety priority. Consider door alarms, GPS trackers, and door handle covers as immediate low-cost steps while sorting out longer-term care arrangements.

A myALZteam member shared a helpful tip about finances — contacting your local credit union, as some have attorneys on staff who can help with financial planning for a basic fee. Getting legal documents like a durable power of attorney in place early is also strongly recommended.

Reaching out to the Alzheimer's Association is a great first step — they can guide you toward local programs specific to your state.

June 25

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