Cyndi, I went through this last year. My primary told me to just go to DMV for a test for my husband. They asked why n as soon as I mentioned dementia they said they couldn’t give him a test n had to go through the state (Fl ) received a form to have filled out by Dr. I also use Dr Chari so you must live near Spring Hill. Don couldn’t pass the test he gave him and had to fill papers out that he shouldn’t be driving. Hardest thing we went through. I never turned his license in and got a letter from state that his license was revoked. He wasn’t getting lost but very confused. I do believe if there’s an accident n you know he has dementia you can be sued. I was so afraid of that or him hurting someone or himself. Such a difficult decision. Don gave me such a hard time. I was a wreck but what a relief when it was over, tho he didn’t like me much. I did blame Dr and he hAtes going there now. Good luck

Thanks. Dr Chari did say something about himself being sued if he wrote me a letter for me stating that Rick is not capable of making decisions any longer, that they'd pull his records and that is why he advised against the letter. He then said Rick's diagnosis was mild dementia and so that covered him, or that is what I gathered he said...strong accent.
I was going to ask at the ALZ support group on Feb 19th. Maybe I should call them sooner, tho.
Update..just called ALZ support and am going to schedule a driving test .

Each insurance company and state will handle this differently, so doing research in your state would probably give you the clearest information. Maybe calling your local agency on aging or your local ALZ Association. There are tests that DMVs administer to people with dementia and seizure disorders to certify that they are still able to drive that you would probably be able to provide to your insurance company. More information is better in this situation, I think, and since the financial repercussions could be huge, trying to do everything you can to protect yourself is best. Sending hugs and support!❤️

They won't take what u own but could be a big Mess! Would definitely suggest a umbrella policy! Extra coverage very little cost! Big piece of mind

My husband woke up one day, packing his weed waker and several odd items saying he was going back home---- his childhood home. I quickly hid his car keys which he thinks are lost. He also actually lost his wallet with his license etc. He also has unexplainable episodes of passing out but still gives me a hard time about getting his car fixed to get new car keys. So many friends have had fender benders and had their license taken away but that doesn't deter him from bugging me about driving. Yikes, every day is different.