My parents did a reverse mortgage as well and my father blew thru the money and also canceled their long-term care insurance and sold all their jewelry to liquidate as much as he could to help my brother with a legal issue.. made me sick to my stomach. and more so now since I lost my dad in December my mother is advanced ALZ and the same brother lives with her doesn't pay for ANYTHING.

See an elder attorney. I don’t think she can be denied. Your income is legally not hers. You may have to see her home or car or assets if she has any to reach a certain level of her own wealth and use that to pay for her care till she fully qualifies. Get attorney counsel.

Oh how horrible for you. I’m so sorry.

This is so sad. Most of our family has been no help! They don't even visit. I have found more support from my sisters children than I have my own. His family has been absolutely terrible to me and blames me for my husbands illness. They could care less about either of us. His sisters don't visit and have tried to get money from him in the past without me knowing. I saw the conversation with them on his phone. Thank goodness he had good enough mind to say no to them at the time. One has a gambling addiction, and the other spends all her money on wants and expects the family to take care of her needs. He calls them repeatedly and they won't answer now that he can't manage our finances. It hurts him and he doesn't understand. What I suggest is find support from whatever sources you have. Pray for God's guidance, don't be bitter, and turn to friends, church family, and any family members you have that will offer support. I'm not sure if you are able to get out with her, but take both of you out as much as you can. Visit other friends in need , go to church, and do little short trips to places you enjoy. It is freedom that eventually you won't have as the disease progresses. My heart is with you. Find solace in knowing you have done the best you can for her and let the other family members deal with their own conscience and leave the rest in God's hands. He knows our heart and cares for us deeply. Remember He loves you and your mom more than anyone else ever could. He will never leave or forsake either of you. God bless!

Your income should not affect her applying for coverage depending on what state you are in..